Image courtesy of Sira Anamwong / Freedigitalphotos.net
We all know that the end of life is inevitable and unpredictable, and no-one really wants to think about it Ė let alone plan for it. Itís easy to assume that we donít have to worry about such things until weíre Ďolderí but how old is older? At what stage of our lives should we begin to take responsibility for what will happen when we exit this world?
If we think about it, the time to start planning is when we become independent from our parents and begin to take on our own responsibilities - and planning what will happen to those responsibilities after weíre gone is an important part.
There are three key things to consider:
- A will
- Life Insurance
- Organ donation
If we donít write a will, our family will have no control over what happens to our estate - our home, our money and our precious possessions. For those of us with dependent children it is even more crucial that we control what happens to them after weíre gone. Isn't it worth the small amount of time it will take to have the reassurance of knowing that our wishes will be honoured?
Read more about writing a will here -
Image courtesy of David Castillo Dominici / Freedigitalphotos.net
Life insurance is another way we can prepare that takes only a few moments of our time to arrange, and can guarantee that those we leave behind wonít incur any expenses on our behalf. For a small weekly or monthly amount we can at least cover funeral costs.
The third thing to consider - Organ donation - is a plan we can put in place to help others. What a great feeling to think that the body we will no longer need can give another person life Ė or at the very least Ė a better quality of life.
Image courtesy of Stuart Miles / Freedigitalphotos.net
When my husband passed away, his heart, kidneys and corneas were given to others who needed them, and that gives me great comfort to know. I have talked with my children and let them know my wish to be a donor and they have told me the same.
Itís never easy to think about the end of life, or to talk about it with those we love, but the peace of mind that comes with knowing that we've got it all sorted is worth it.